Nationwide Lease to Own Program

Buy any home you love  — even if you’re not mortgage-ready yet.

 


Why Choose Our Program

  • Most companies push cookie-cutter solutions. We don’t.
  • With 41+ years of mortgage experience, we’ve built a program designed to help more families become homeowners sooner.
  • Whether your credit isn’t perfect, your income is hard to document, or you just need more time before getting a traditional loan — we’ve got you covered.
  • Now available in all 50 states, our approach opens doors that others can’t.

 


How It Works

We’ve made the process simple, flexible, and stress-free:

  • Pick Any Home You Want: Choose any property on the market nationwide. No restrictions.
  • We Buy It For You: If you qualify, we’ll purchase the home on your behalf.
  • Flexible Financing Options We’ll set up an Owner Financing or Lease Option agreement with terms designed to fit your situation.
  • Transition Into Your Mortgage: When you’re ready, we’ll help you secure the best loan available at the lowest fixed rate possible.

 


Why Homebuyers Love This Program

Nationwide Access — Browse and buy any property on the market across the U.S.

One-Stop Solution — As both a lender and a real estate company, we handle everything under one roof.

Competitive Rates — We secure low fixed-rate financing designed to save you money.

Creative Solutions — Perfect for buyers who aren’t mortgage-ready but don’t want to wait to secure their dream home.

Best Rate Guarantee — We’ll find you the lowest available rate for your unique situation.

 


Take the First Step Today!

✅ Don’t wait for “someday.” — If you’ve found the perfect home, we can help you secure it now.

Get Pre-Qualified Today — You need to be ready in today's fast-paced market!

✅ It takes just a few minutes — and could be the first step toward owning your dream home.

Search by City


  • Anaheim

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  • San Diego

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  • Santa Barbara

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  • Santa Monica

  • Thousand Oaks

  • Ventura

  • West Hollywood

New Millennium Homes


New Millennium Homes is a local Real Estate Brokerage. We help clients with Buying & Selling in the California real estate market. New Millennium and Nationwide Home Loans have teamed up to offer one-stop-shopping to help streamline the process and save you money.

We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, title and escrow companies, painters, gardeners, plumbers, electricians home warranty companies and more to provide you with the best service possible!

We are dedicated to providing the most up-to-date market data in the area. Our team is made up of caring, knowledgeable professionals that work tirelessly to help you with the home buying and selling process.

Meet the Team  Contact Us

If no-one has told you lately, you are all amazing!!! I know you all work extremely hard, but you all made buying a house seems easy. From the first meeting Brittany and I had with David down to the closing next week, we have been completely happy. My family and I feel like we are your family, that's how great we've been treated. An extra thank you to Christine and Leanne for going that extra mile for us to make this process seamless. It may be simple to you all, but you should know how we feel. You have not only found us a house, we found a home. And maybe even a couple friends along the way.Kevin Duerbusch

Thank you so much for truly one of the best real estate experiences we have ever had. We have moved several times over the last 15 years and this one was the smoothest, easiest, and most seamless process we can remember. This time we were actually presented with our most challenging circumstances (including the state of the market), yet your team gave us every confidence that it would be perfect. Perfect it was, and we can't thank you enough for all of your professional work ethic, your prompt responses and communication, and your kindness throughout. We will refer you always, any chance we get.The Moore's

Mortgage Calculator

Amount of Loan
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Est. Monthly Payment: $2,460

Does not include any taxes or fees.
Please consult a financial professional.

Market Reports


Stay up to date on the California Real Estate Market!

Create Your Own Market Report

Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.